The number of people exceeding the pension Annual Allowance increased by nearly 20% in 2021/22 when compared to a year earlier. It could mean more pension savers face an unexpected charge. Find out what you need to know about the Annual Allowance here.
Read MoreJeremy Hunt has delivered the 2023 Autumn Statement. Here’s everything you need to know about the chancellor’s announcements and what they mean for you.
Read MoreYour home may be one of the largest assets you own and could play an important role in funding your later years. If you want to learn more about equity release, including the pros and cons, this useful guide could be perfect for you.
Read MoreWhile taking an unusual approach to succession planning worked in the novel Charlie and the Chocolate Factory, a survey suggests more than a third of businesses could place their legacy at risk by overlooking their long-term plan.
Read MoreA record number of people are celebrating their 100th birthday. In fact, over a century, the number of centenarians increased 127-fold. Rising longevity means thinking about the long term, as making financial decisions could become even more important.
Read MoreIf you’re planning to retire in 2024, there are some practical steps you could take now. Setting out what you’re looking forward to and how you’ll create an income before the milestone may mean you’re able to give up work with confidence and fully enjoy your retirement.
Read MoreTempted by high deposit rates?
Your financial adviser will have told you how much cash to keep in the bank for day-to-day and rainy-day needs, but the best potential for your cash comes from your investment portfolio, not deposits as we shall examine in further detail throughout this article.
Deposit rates seem attractive, but they aren’t in real terms….
Current interest rates might seem like an exception, but they’re not…
Putting cash into term deposits may cost you in terms of returns more than you think, if you try to time your entry to an investment portfolio….
Read MoreOverview
July was another buoyant month for global stock markets, which were mainly in positive territory. The broad US market, as represented by the S&P 500, is now up over 20% in local currency terms year to date (although, for sterling-based investors, this return was dampened by around 6% due to a resurgence in the pound). The standout market was China, with locally traded A shares up around 6% in sterling terms. This followed announcements by communist party officials there that they would be taking steps to stimulate the economy (albeit short in detail of what these steps might be).
Read MoreWe noticed in a recent IFA Magazine article, more than half (55%) UK adults are on a mission to improve their financial health in 2022 (as shown in new research from global investment company abrdn).
Read MoreHere is our view on COP26 and it’s potential impact on financial planning. Written by Sarah Farrar
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