Which mortgage is right for you?
Most of our clients, new and retained, are aware of the vast array of mortgage products available and welcome our help in finding a good one.
Parsonage will save you time, highlighting only those mortgages that will be appropriate for your individual circumstances and requirements, whether it’s your first mortgage, you are moving home or remortgaging, to get a better deal on your current house.
It may be that you are looking to assist your business by applying for a commercial mortgage, whether raising funds through releasing some of the equity in your home/business premises or acting on your accountant’s advice and improving the tax treatment of your mortgage costs.
- analysing fees, repayments and exit costs to investigate a mortgage or remortgage product for you
- examining options including repayment holidays and overpayments, fixed rates, flexible mortgages/remortgages and current account mortgages
- sourcing mortgage payment protection insurance if required, after discussing whether it will work for you
Our fees are either
A fee of £350 to advise you and implement your mortgage (payable when the lender produces a satisfactory offer) We will also receive commission from the mortgage lender in addition to the fee we have charged you, this will be disclosed on the Key Facts Illustrations you will receive relating to your chosen mortgage.
We charge a fee of £1,500 to advise you and implement your mortgage (payable when you begin the mortgage application process). We may receive commission from the mortgage lender after you draw your mortgage in addition to the fee we have charged you, this will be disclosed on the Key Facts Illustrations relating to your chosen mortgage. Any commission or fee that we receive from the lender will be refunded to you.