Most of our clients, new and retained, are aware of the vast array of mortgage products available and welcome our help in finding a good one. Parsonage will save you time, highlighting only those mortgages that will be appropriate for your individual circumstances and requirements, whether you are moving home or just simply remortgaging.
It may be that you are looking to assist your business by applying for a commercial mortgage, whether raising funds through releasing some of the equity in your home/business premises or acting on your accountant’s advice and improving the tax treatment of your mortgage costs.
- analysing fees, repayments and exit costs to investigate a mortgage or remortgage product for you
- examining options including repayment holidays and overpayments, fixed rates, flexible mortgages/remortgages and current account mortgages
- sourcing mortgage payment protection insurance if required, after discussing whether it will work for you
Your home may be repossessed if you do not keep up repayments on your mortgage.
Our fee is £500 plus 0.5% of the amount you borrow, in addition to any payment from the lender. Alternatively, we charge 1% of the amount you borrow if we refund all commission or if we recommend a mortgage that does not provide any commission.